Insurance & Rates

We Accept Insurance!

As part of our goal to make mental health care more affordable and accessible, we are in-network and accept most major insurance plans. We currently have therapists who can accept the following (although not everyone can take each plan):

  • Aetna

  • Ambetter

  • Anthem/Elevance Health

  • Blue Cross Blue Shield

  • CHIP

  • Cigna / Evernorth

  • ComPsych (on ad-hoc basis)

  • GEHA

  • Healthcare Highways

  • Health Select

  • Medicaid

  • Medicare

  • Meritain health

  • Optum

  • Oscar

  • Surest

  • TMHP

  • Tricare For Life

  • UBH

  • United Healthcare

  • UMR

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Understanding Your Insurance

Ampersand Counseling submits claims on behalf of our clients as a courtesy. We will verify your insurance benefits prior to your first session to try to ensure that we are in-network and that we have a “best guess” as to your patient responsibility, whether that be a copay or coinsurance. The information we access via insurance companies’ online portals is often times partial, not updated, or even incorrect at times. They will never guarantee the information provided is correct until a claim is submitted. It is the responsibility of our clients to understand their insurance benefits as you are responsible for any sessions denied or not covered by your insurance. To avoid any unexpected bills, we highly recommend you contact your insurance company directly to understand your plan and coverage. 

Out-of-Network Options

If your benefits include out-of-network benefits, your insurance might still cover a portion of your care. Out-of-network coverage is typically at a higher copay or coinsurance than using your insurance with a provider who’s in-network. To use out-of-network benefits, clients pay our cash pay rates (below), we provide you with a “superbill” each month for you to submit to your insurance for partial reimbursement. Every insurance plan is different so we encourage you to get more information if this is something you’re interested in.

Self-Pay Rates

If you don’t see your insurance listed, or the therapist you want to see if out-of-network, you have the option to be a self-pay client. For those without insurance, without mental health benefits, or wish to keep their sessions private, we are happy to allow clients to self-pay for their sessions.

  • For our fully-licensed professionals, the first session is $180 and the standard ongoing sessions are $140.

  • For our associate, pre-licensed therapists (LPC-Associate, LMSW), the first intake session is $135 and standard, ongoing sessions are $105.

Your mental health journey starts here.

We would enjoy the opportunity to work with you. Please complete our New Client Contact Form to get started today. A member of our team will contact you within 24-48 hours to answer any questions you might have & schedule you with one of our therapists. If we’re not able to serve you, we’ll happily provide you with some external referrals.